How can I enjoy the summer without breaking the bank?

beach

Ah, summer holidays – the time to unwind, have fun and create memories. While it’s tempting to splash out and go wild during your summer break, it’s not so much fun starting the new academic year broke.

So, here are three top tips to help you enjoy the summer holidays without burning a hole in your pocket.

Three top tips

Plan your budget before the fun begins

Creating a budget might sound boring, but it's a game-changer. Start by listing your essential expenses for the new academic year – for example will need a new backpack, shoes or trainers, or stationary? Once you have that sorted, you can see how much money you have left for summer fun.

Then set limits. Decide how much you’re willing to spend over the summer on specific categories like travel, dining out, entertainment, and shopping. This will help prevent you from overspending.

If helpful, you can use a budgeting or banking app to track your spending in real time, making it easier to stick to your limits.

Look for free and low-cost activities

You don’t need to spend a fortune to have a great time. The UK is full of amazing experiences that don’t cost much – or anything at all!

  • Find local events in your area. From music festivals to outdoor cinema screenings, there’s often a lot happening that won’t break the bank.
  • Join a local club and enjoy affordable activities like group sports, book clubs, or crafting sessions.
  • Make the most of the great outdoors. The UK has stunning parks, beaches, and hiking trails. Plan a picnic, a beach day, or a hike with friends.

Be smart with food and drinks

Eating out and grabbing drinks can quickly add up, particularly if it’s just an add-on to the main activity for the day.

Think about packing some snacks and a drink when you're out and about. This way, you won’t be tempted to buy overpriced food when you’re hungry.

If you do want to eat out, look for restaurants and pubs with 2-for-1 offers, happy hour deals or student discounts.

Summary

Summer holidays are all about enjoying yourself, but that doesn’t mean you have to empty your bank account. By planning ahead, looking for free or low-cost activities, and being smart with your food and drink choices, you can have an amazing summer without the financial stress. Enjoy your summer holidays!

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